Double cash back all weekend long with Swagbucks

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Payday

Finally it’s pay-day! With Christmas, New Year celebrations and bank holidays galore, January always feels like such a long slog. Given I notched up another birthday at the start of this month too, I hit the January sales a little too hard and ended up eeking out the dregs of my bank account as the month wore on.

Now my balance has reset and there’s money to spare, it’s time to go shopping!

If, like me, you plan on splurging a little this weekend - it’s the perfect time to get a Swagbucks account and start earning cash back for your purchases. From Friday through Sunday, you can take advantage of double cash back with Swagbucks. This is no ordinary cash back either - you’ll receive cash back in the form of points called SB, that you can then redeem against a bevvy of gift cards including Amazon, Debenhams and Argos. There’s even the option to turn SB into cash via PayPal or prepaid Mastercards.

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With retailers such as Argos, M&S, New Look, Currys, Toys R Us and thousands of others, it’s highly likely you’ll find a store that stocks what you’ve been saving up for.

It’s really simple to use:

Just CLICK THIS LINK to sign up for Swagbucks and shop at over a thousand different stores - you’ll get points (called SB) for every pound you spend. You can then turn those points into free gift cards at some of your favourite retailers.

As a special bonus, if you sign up through me (via the link above) and spend £25 or more this weekend, you’ll get a 200 SB bonus applied to your account after your points are credited to your account.

It doesn’t stop with shopping, either. You can earn points for everything from searching the web to watching videos and trying out new products and services.

I’m totally addicted to Swagbucks at the moment. I slot in sessions between school runs, housework and blogging, and am truly staggered how much I’ve made. Using Swagbucks I bought myself a solid oak dining table from Amazon in December, and bought Heidi’s first ever big-girl bed earlier this month. It’s a smart and easy way to put my time and money to good use, and I’ve big plans for the house in the next 6 months that wouldn’t have been possible without it.

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The best bit? When you get to grips with your own account and are ready to tell your friends how awesome it is, you’ll be rewarded for referring them by way of an end-of-month bonus. You’ll also get 10% of their earnings for life. With so many ways to rack up points, I’m constantly earning, even when I’m away from my laptop thanks to my referrals - and they are from theirs and so forth. I can’t think how anyone can afford not to check it out.

Fancy joining in? SIGN UP VIA ME, and I can bag you a 300 SB bonus if you earn 300 SB between now and February 1st 2016. Throw in a little online shopping (£25) this weekend, and I can get you an extra 200 SB. That’s a total of 500 SB on top of your cash back SB!

SGNEWREF

 


Super easy ways to make money go further

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When money is tight, it can be frustrating. We still want to enjoy some of the little luxuries in life, but it can be difficult when the bills start piling up. However, there are ways to save a bit here and there, and using deals and voucher codes can accumulate into big savings over the year. Here are some super easy ways to save money and still enjoy yourself.

Online shopping codes

Online shopping codes can be a godsend when there aren’t as many pennies in the pot as you would like. Sites such as http://www.plusvouchercode.co.uk/ offer a great search facility for all the deals you need in one easy place. You can find coupons at stores such as Debenhams, Amazon, Travelodge and House of Fraser. These can be anything from £5 off your first order to free delivery on products. There are 3 for 2 deals at M&S and holiday discounts at places such as Chessington World of Adventures. You can slash money off clothes, days out, groceries and more just by doing a couple of simple searches online. It’s worth totting up how much you’re saving each time, so at the end of the year, you can get the big picture on how much you have achieved. You can even start a separate account for these savings and put the money towards a special treat.

Google

Make Google your best friend if you have a certain product in mind that you need to buy. Just because it’s advertised in a store at a certain price doesn’t mean you won’t find a better deal online. Online stores often have flash-sales that you can take advantage of. Or again, you may be able to use one of your online discount codes to put towards your chosen product. It’s worth spending a bit of time searching around if it can save you pounds. On my blog I also offer competitions and giveaways that will save you pounds, so it’s always worth taking a peek.

Treat time?

Are you craving a couple of nights away with the girls but it just doesn’t seem affordable? We all need some downtime, and it’s beneficial to your health to get away every so often. Spa trips can be expensive, but if it fits into your schedule look out for mid-week or Sunday night deals. Lots of hotels struggle to make up the numbers out of season or off weekends. It’s worth phoning the hotel directly to see if they can offer you a deal. Some spa hotels also offer up to 20% discount on treatments if you are booking mid week. You can always take your own Champagne to celebrate in the room instead of ordering costly room service too.

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Cashback and rewards

Another way to make savings throughout the year is to look out for cash back on card deals. There are card deals out there that give you 1% back on fuel and supermarket bills. Cash back is often better than reward schemes as you get cold-hard cash back on the card. Do your research and see what card works best for you. For example, a new Amex card will give you £100 introductory cashback, but you will need to spend £2,000 in the first three months. Whereas an Asda cashback card will earn you 1% back on all store, online and fuel shopping. If you like fashion and online shopping ASOS have also introduced a great reward scheme where you get 5 points for every £1 spent. 500 points turn into £5 to spend online.

It’s worth the time and effort to look around for both online and offline deals when it comes to saving money. After all, we want to enjoy ourselves while knowing we’ve got the best deal possible.

 


Concerns about our children’s future… by region

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I like to pretend I’m a pretty lazy parent. I often quip that I parent with a sense of humour and am definitely not one of those Pritt-stick wielding mums that enjoys crafting with their tots. You’re far more likely to see me down the park reading a book on a nearby bench whilst my little terrorists climb, swing and scurry up play equipment that is much too old for them. I believe children learn by their own mistakes and should be given as much freedom as possible to make them. My role is to be on hand with the plasters and a quick cuddle when it inevitably goes wrong.

However, time and time again my anxiety strikes and my true colours as a “worrier” burst forth like a busted kaleidoscope. No better was this illustrated than yesterday when one of Dexter’s nursery teachers deftly plucked an excited wriggling Dex from my arms at his first ever drop-off. With raised eyebrows she curtly informed me “He’ll be fine. You can leave now mum“. She had correctly predicted the floodgates were about to open and I was about to embarrass myself in front of dozens of other parents.

These anxieties often take a darker turn too. I’m forever watching Newsnight in bed, then waking up a snoring Craig to tell him that the world is ending. This country often scares me, and has fueled our plans to emigrate - not least for the sake of our children’s future. Plasters and mummy kisses can’t fix a broken and fragile economy.

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The repercussions of the financial crisis are enormous. As a family we now really struggle. Whereas before, we looked on at excessive house prices / rents as an amusing subplot, it’s now an all-consuming worry. Having stepped off the housing ladder ourselves (quite deliberately) we now can’t afford to climb back on. If we can’t afford it, how will our children? Our only opportunity will be when our parents pass away and their homes come to us by way of inheritance. Given we plan on hanging around as long as possible, we don’t want the same for Dexter and Heidi.

So when I recently stumbled on this post by Pocketful of Rye, sharing the results of a survey commissioned by My Voucher Codes, it really made me think. They asked over 1000 families here in the UK what most concerned them about their children’s future and broke the results down by region. Here’s the top-line:

London - Financial instability and economy – 48%
Scotland - Extremism, terrorism and safety – 30%
South West - Extremism, terrorism and safety – 43%
South East - House prices and high rents – 75%
Wales - Financial instability and economy – 60%
West Midlands - Financial instability and economy – 71%
East Midlands - House prices and high rents – 40%
Yorkshire & the Humber - Financial instability and economy – 60%
North East - Financial instability and economy – 57%
North West - Extremism, terrorism and safety – 68%
Northern Ireland - House prices and high rents – 33%

Whereas at first glance it would seem my own concerns neatly support the results (I’m in the South East), in fact they’re a real mix of all of the above. Although I hope, by the time the kids are of working age, that the economy will have miraculously reset, I do worry they’ll never experience a boom quite like we did in the 80s. Craig is old enough to have experienced this firsthand, whereas I did so indirectly via my parents. As an 80s child we had a large home, all of life’s luxuries and went on some epic holidays. Although, of course, I want my children to exercise financial caution and prudence, their own first paychecks will be under far stricter scrutiny than ours ever were.

Yet extremism and terrorism are also a MAJOR concern for me. I simply don’t believe this country is equipped to deal with the growing potential for civil unrest. We have a population of 650 people per square mile with a large proportion of us residing in terraced houses in tightly packed towns and cities. Although I don’t ascribe to the view that Britain is full, and do share in the compassion many of us have physically, financially and emotionally expressed towards asylum seekers and refugees, I do worry that our bulging communities could end up playing host to pockets of religious or political fundamentalism.

Let me be clear. I am not pointing the finger at any particular faith or group, nor do I resent living in a multi-faith community - rather I feel it enriches us as a nation. I do however feel that one day this idealist bubble will burst thanks to a die-hard few - either from within or outside our borders. In fact, the pin could just as likely come from a nation beset by political instability, or from a racist sect.

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Although 99.99999% of us respect our neighbours and enjoy living within full and vibrant communities, it only takes a handful of deluded people to shatter the peace, and where better for this to happen than in such a densely populated environment. In fact our density as a nation would make any riot, bombing or otherwise even more devastating.

In it’s crudest sense, I don’t believe Cameron, Brown, Blair or otherwise have done enough to nip dangerous rhetoric and narratives in the bud, and neither have we. My only hope is that my children can enjoy the relative religious freedom we have today and not be repressed by the few that so incalculably want to destroy it.

What do you think? Do you worry about your children’s future here in the UK?

 

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